Fire

Danahy & Murray is well versed in handling insurance claims which result from fire. We will provide you with skillful and competent representation that will help resolve the claim with your insurance company.

If your home or business is damaged by fire, the cause of a fire is usually the first question on the mind of  the insurance company. The insurance company will likely bring in a "cause and origin" expert to determine the cause of the fire. 

To properly prepare your insurance claim review the following:

1. Photograph the damage.

2. Do not completely repair the damage, but do enough to prevent further damage.

3. Report the damages to your insurance agent/agency as soon as possible.

4. Save receipts that reflect any work that you’ve had done in an attempt to fix the problems.

5. Prepare for the insurance company’s claims adjuster’s visit and inspection of your property. Make sure that you have an extra copy of all documents involved in the claim, including receipts and photographs.

6. Document your claim and keep notes on the starts of your claim when you speak to your insurance agency.

7. Work with others, such as neighbors, who may have had the same problem and have reports or documentation of such problems. This can be used by your attorney to help win your case.

8. Find or request a copy of your insurance policy from your agent or your insurance company.